Receivables

Credit insurance

When  we raise commercial credits, banks require insurance coverage for the events when a credit beneficiary is unable to pay off instalments. A credit can generally be secured by a guarantor , by realising securities, by placing a mortgage on a property or by an insurer.

Bonds and securities insurance

Stockbrokers accept orders of customers for the purchase or sale of securities. ZM is the sole Slovenian insurer that offers stock exchanges the  insurance coverage for the status of the stock exchange securities accounts.

Guarantee insurance

Companies are faced with various risks in domestic and foreign business environment. With guarantee or surety insurance coverage ZM guarantees  the payment of all your debts you have to settle to a certain rightful claimant. At the same time ZM provides a higher level of the protection of your interests in case that you are the rightful claimant and that your business partner has taken out a guarantee insurance policy offered by ZM.