Purchasing of your car

Purchasing of your car is usually already a big enough financial burden, therefore we want to spend as little money as possible for insurance. If you take a credit for its purchase, the banks require insurance coverage for the events when a credit beneficiary is unable to pay off instalments, therefore ZM has designed an insurance coverage for securing such credits

Apart from compulsory third party liability insurance (TPL) you can also take out a liability insurance coverage for each driver of your vehicle which covers bodily injuries (and/or death) that such a driver may suffer if he/she was responsible for the accident. The accident insurance designed for passengers in a vehicle covers  every person that at the time of the accident is in your vehicle and suffers bodily injuries.

If you are the one who is responsible for the accident, the damages on your car can represent a substantial financial burden. Also the car thefts, damages on parking spaces and other perils are on the increase, therefore a lot of ZM customers decide upon  taking out full casco ('Wise Casco') and partial casco insurance coverage.

In case of a traffic accident, engine breakdown, car theft or bodily injuries motor insurance with  AXA assistance provides 24-hour free assistance program at home and abroad. It is already a constituent part of a full casco insurance coverage, and by minimum extra payment it can be added to the scope of coverage of the compulsory third party liability insurance  policy.  

In ZM we did not forget about the situations in which you need  legal assistance in the event of a traffic accident. in which you need legal assistance. In addition to your third party liability coverage (TPL), in ZM we offer you also the possibility of legal assistance coverage and safeguarding of your legal interests.