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 | | Personal Insurance
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Life Insurance
We can never know what may happen in our life, therefore it is very important to safeguard and secure it as much as possible. We can take out an insurance policy for ourselves, our child, and there is a possibility also for signing an insurance contract even if we are already retired. In all these cases we are entitled to participate in profits gained by ZM owing to its careful management and investments of our assets. If we are prone to taking entrepreneurial risks and wish higher yields on the invested assets, then besides taking out a life insurance policy, we can decide upon a combination of insurance and investing in funds. [more]
Accident
It can strike to us at work, in the nature, in a traffic accident….. ZM offers the insurance products for individuals, children, secondary school pupils and students, sportsmen, whole families, pensioners. Let your insurance policy at least alleviate financial burden and protect you against additional troubles and worries. [more]
Car
A lot of us are very attached to our vehicles. According to our legislation only the third party liability insurance is compulsory (TP). But in order to really take care of proper insurance coverage for our vehicle, it is recommendable to take out a comprehensive car insurance policy (full casco). Since it is good to keep bonus, in ZM we recommend also partial casco combinations (for example the damage of your car on a parking space, ….) For the cases when you find yourself on stuck on the road due to a car damage or a traffic accident, we advise you to take out an insurance policy with assistance services. Legal protection insurance policy will help you lessen and solve problems when we find ourselves faced with some legal problems (for example, sorting out a traffic accident abroad), this is why it is wise to think about taking out such an insurance coverage, especially now that we are a full member of the EU. And there are more insurance products to meet your requirements for providing security for you and your vehicle. [more]
Home
If your flat or a house is affected by any of the natural hazards, if your neighbour's youngster crashes into it with his car, if it is struck by lightning, if it is flooded by water from your damaged washing machine, …….. ZM is there to help you out with a wide range of insurance products for insuring your house, flat and household equipment against all the above mentioned risks and also against the risk of earthquake. [more]
Tourism
There is no better thing than taking a well-deserved rest (active or leisurely) after tiring work or straining study. But there is also nothing worst than anything that may go terribly wrong during our holidays - therefore ZM offers you to take out a travel insurance policy with assistance services abroad. If anything should go wrong with a travel agency, your invested assets are secure, if you have taken out insurance policy against the risk of cancellation of tourist travel arrangements. If you intend to spend your holidays on a sailing boat or any other motor vessel you proudly own, remember to take out a compulsory motor vessel insurance policy - or even better - a casco 'all risks' insurance policy offered by ZM as a novel insurance product in Slovenia. [more]
Credit
We all sometimes find ourselves in such a situation in which we need to run into debt. We may raise a commercial credit or a mortgage. It is possible to insure both credit arrangements. And what about your credit cards? You cannot leave anywhere without them, can you? But they can often get misused. Now you can take out an insurance policy also against such unfortunate incidents. [more]
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Annual Reports
Life situations
