Liability insurance products

General liability insurance

Each business activity carries a potential danger of causing a loss or damage to third persons, among which also to your employees. The performer of a business activity is legally responsible for such a loss or damages; the third persons are entitled to claims related to negligent business activities, which can result in heavy expenses for a business arising from liability claims.

Professional liability insurance

For certain professional activities it is compulsory according to the legislation to take out professional liability insurance coverage. In order to provide a higher level of your security, ZM offers you to extend the scope of your insurance coverage beyond the minimum sum insured prescribed by law.

Manufacturer's liability insurance

In compliance with the Consumers' Protection Act, manufacturers are legally responsible for bodily injuries and loss or damages related to the use of their products. If despite of a strict quality control procedure a faulty product is placed on the market, this can result in heavy expenses for your business arising from liability claims.