Car

Motor third party liability insurance (TPL)

Unfortunately, accidents can always happen. In a moment of inattention it can be you that will meet with one. If you are the person responsible for the accident, you are obliged to bear all the expenses for the loss or damage you caused to others in a traffic accident, and this can result in a substantial financial burden.

Driver liability (TP-plus)

Our health is worth more than the most expensive car. A bodily injury  caused by a traffic accident results in the absence from work, long medical treatment and recovery, in worse cases may lead even to disability. This form of insurance at least alleviates financial consequences and spares from additional worries.

Comprehensive motor insurance (Full /Wise/ casco)

Cars are an important part of our life and we cannot really imagine it without them. Rectifying damages that occur to our cars can represent a significant financial burden, this is why it is so important to insure our vehicles wisely - by taking out the so called ZM Modri kasko, i.e. Wise casco comprehensive car insurance policy.

Partial casco

Partial casco is a form of insurance which provides coverage for the loss or damage due to certain unexpected events only. You can take out an insurance policy for one or more combinations of partial casco insurance in addition to the third party liability insurance (TPL) or to the full casco insurance coverage.

Motor insurance with  AXA assistance

For carefree travel at home and abroad ZM in co-operation with AXA insurer introduced a travel assistance program AXA Assistance For a minimal additional premium you can add it to your third party liability  (TPL) insurance coverage, and it is a constituent part of a comprehensive motor insurance coverage.

Legal expenses coverage

In the event of a traffic accident you can find yourself in a situation in which you need legal assistance. In addition to your third party liability coverage (TPL), in ZM we offer you also the possibility of legal assistance coverage and safeguarding of your legal interests.

Accident insurance of motor vehicle passengers

Our health is worth more than the most expensive car. A bodily injury  caused by a traffic accident results in the absence from work, long medical treatment and recovery, in worse cases may lead even to disability. This form of insurance at least alleviates financial consequences and spares from additional worries. This is why we advise you to add this form of insurance coverage to your third party liability (TPL) coverage or  to a comprehensive motor insurance coverage.