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 |  | Business property insurance products
| Business premises As an independent entrepreneur or an owner or director of a larger company you have to make a lot of various decisions on a daily basis. This is why it is wise to assure the security of your business operations and to insure the business property you manage or own. You can take out insurance coverage for buildings, equipment, inventories, computers, machinery, business interruption, and you can also insure your business property against the risk of earthquake. [more]
Transport For companies the use of vehicles is of great importance due to the necessity to transport goods or persons. Therefore ZM offers insurance coverage for land motor vehicles, watercraft and aircraft, cargo and shipping agent's and carrier's liability. [more]
Receivables Companies are faced with various risks in domestic and foreign business environment. In ZM we therefore offer guarantee insurance coverage. As the sole Slovenian insurer we offer also bonds and securities insurance. And if your company decides to raise a credit, ZM offers also credit insurance coverage. [more]
Liability When performing your business operations, mistakes happen and you can cause damage. Therefore in ZM we advise you to take out liability coverage. You can decide upon general liability coverage, professional liability coverage (e.g. doctors, notaries) or manufacturer's liability coverage. [more]
Agriculture We cannot survive without food. Therefore a farmer is faced with difficult and demanding tasks every day. And also the nature itself is very unpredictable and capricious. Therefore ZM offers you livestock and fruits and field crops insurance coverage. [more]
Employees As employers we have the duty to take care of the financial security and safety of our employees. If you want to insure your employees against the risks of accidents, or if you want to provide additional financial security for them, you can take out collective accident insurance policies or collective life insurance coverage for your employees. [more]
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