Accident insurance for children and youth In september and october, pre-schoolers as well as primary school, highschool and college students will have a chance to get extra attractive terms for accident insurance. This year, you will receive a 7.990,00 SIT bonus for shopping in Tuš outlets and stores and you will have a chance to win a seat among the Zlata lisica (Golden fox) spectators. [more]
Reward for the birth of a child - Golden investment (14-65 years) Are you a ZM client with a Golden investment life insurence policy? Are you planning a family or have just given birth to a new family member?
ZM congratulates you and will reward you with 222 EUR for every child you have given birth to (for every active insurance policy). The bonus is also valid if you hold the collective life insurance (through your company).
Note: The insurance must be valid for at least a year before the event. [more]
Health is our biggest asset If you happen to get ill, we will pay you one half of the insurance sum you have determined, if you are insured under the Golden investment plus 11 (includes coverage for illness and disease). ZM is the only insurance company in Slovenia, which covers 11 types of illness and disease. [more]
In need of legal advice? How many times have you been in a situation where you didn't know who to turn to? It happens to everyone. This is why ZM offers you free legal advice twelve-times a year. These include all kinds of legal applications, inheritance problems, accident cases and other legal actions etc. If you decide to take out a legal protection insurance policy, we will adjust ti to meet your needs.
For more information, call +386 2 2332 322. [more]
Have you encountered damage or personal injuries resulting from an accident? As the only insurance agency in Slovenia, ZM offers to pay the compensation directly after the end of treatment. No matter what the injury (broken finger, damage to the neck etc.), you can bring the medical documentation to ZM, Cankarjeva 3, Maribor (room 110), where we will help you fill out the proper documentation to solve your case and determine the compensation amount. The same day (or in the next 8 days, in case of holidays or weekend), ZM will advance the amount to your bank account. [more]
50 % discount even after the first accident All our customers with a 50-percent bonus (premium level 4), which also sign the compulsory insurance and driver insurance (AO plus), will also get a chance to sign a first damage redemption. This insurance will make sure you keep the same level of bonus (premium level) you had before the accident (in one year or insurance period). This means that you will still be able to use the 50 % bonus next year and only pay half of the total insurance value, even though you have been involved (had caused) an accident. [more]
Up to 30 % discount for long-term insurance Are you aware of how valuable the roof over your head is? Isn't it better to pay 40.000 SIT to insure your equipment and apartment than be sorry later? Especially if we compare this cost to annual automobile insurance... If you decide to take up a long-term house/apartment and equipment insurance with us, we will award you with special discounts. We suggest insurances with periods over 3 years, because discounts rise with the insurance period, to as much as 30 %. We will even give you additional 10-percent discount if you take out an insurance policy for home equipment and the apartment at the same time. The same applies for the home equipment and the house insurances. [more]
"All risk" insurances for motor or sailingboat owners If you decide to insure you sailingboat or any other boat with us, we will cover everything that is not especially indicated under the exclusion terms. This is new in Slovenia and it means that instead of covering the accidents and events that are normally included in a contract, we cover everything that is not stated in the insurance policy. This way, you will be payed damages for more claims than usual. [more]
Bonus for obligatory insurance = bonus in kasko insurance If this is your first kasko insurance and you already have a compulsory insurance policy (AO) with ZM, the AO insurance bonus will be transferred into the Blue kasko. The premium for your first kasko will therefore be lower for the total amount of bonus you have received on your AO insurance policy. [more]
Bonus for business owners of boats and vessels
for signing a long-term insurance: 30-percent premium discount for those taking their first kasko insurance for the boat with ZM (min. 3 mio SIT insurance sum, min. 5-year insurance period),
for renewing annual insurance: 30-percent premium discount for existing customers with an annual kasko insurance for boats with ZM (min. 3 mio SIT insurance sum, min. 5-year insurance period),
for mooring in sailing season and off-season,
for keeping in communal mooring,
for membership in sailing club (even if insurance is taken up by the club for its members).
[more]
Insurance package for your automobile If you take up a full kasko insurance at ZM, together with the insurance of additional partial combinations, you are entitled to additional discounts:
Blue line discount - 7 %: this includes kasko insurance with an additional T (theft) combination and partial kasko combination (H, J and D);
Green line discount - 5 %: this includes kasko insurance with an additional T (theft) combination and at least one partial combination (H or J or D).
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With you on the road In coordination with one of the largest insurance agencies, AXA Assistance, ZM will guarantee immediate medical care, legal assistance, and assistance for the loss of baggage and airplane travel. You can take up an insurance policy as an individual, as family or as group. In this case, ZM will cover your expenses, such as hospitalization, dentist, emergency medication delivery, transportation to Slovenia etc. You are also entitled to some discounts:
children: 50 % for children under 16,
families: 30 % for families with 4 or more members, 50 % for families with 6 or more members,
groups: 5 % for groups with 11-20 members, 10 % for groups with 21-50 members.
[more]
Annual Reports
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